How to Check EPF Balance Online Using Different Methods?

Managing your employees’ provident fund (EPF) balance has become much easier than ever with many digital methods in your access. Employees in India can check their EPF balance through various methods including official EPFO ​​website, Umang App, SMS services and even missed calls. This article will guide you through these methods, providing step-by-step instructions to efficiently access your EPF balance. Understanding your EPF balance is important for effective financial planning and is to ensure a safe retirement, required to stay informed each employee.

How to check EPF balance online using EPFO ​​website

To check your EPF balance through the official employee Provident Fund Organization (EPFO) website, follow these steps:

1. Go www.epfindia.gov.in,
2. From the homepage, click on the ‘Services’ dropdown menu.
3. Choose the option ‘for employees’.
4. Click on ‘Member Passbook’ from the service menu. This will redirect you to the login page.
5. Enter your universal account number (UAN) and password, then complete the captcha verification.
6. Once logged in, select your member ID from the list of accounts connected to your UAN. Your passbook will be displayed showing your current EPF balance.

Important point to remember

• UAN activation: Make sure your UAN is active and is connected to your mobile number. Without an active UAN, you cannot reach the passbook.
• Update delay: It may take up to six hours to reflect the changes made on the UAN portal on the EPFO ​​website.
• account activity: Only members who are actively contributing can see their passbook. The accounts that have not seen the contribution for three years, they become inactive and require re -procession for access.

How to check EPF balance using UMANG app

The UMANG app offers a convenient way to check your EPF balance directly from your smartphone. This way:

1. Download UMANG app from Google Play Store or Apple App Store.
2. Open the app and register using your mobile number connected with your UAN.
3. Use the search bar to find ‘EPFO’.
4. Under EPFO ​​services, choose ‘View Passbook’.
5. Enter your UAN and log in.
6. An OTP will be sent to your registered mobile number; Enter this OTP to reach your passbook.
7. Your EPF balance will be displayed with other account details.

Main idea

• Mobile Number Registration: Ensure that the mobile number used for registration is associated with your UAN for successful verification.
• Error Resolution: If you withstand errors, verify that your mobile number is correctly connected to your UAN and try again.

How to check EPF balance by sending SMS

If you prefer a quick method without internet access, you can check your EPF balance through SMS:

1. Send an SMS to EPFOHO UAN at 7738299899.
2. You will receive a response with details about your current EPF balance in English.

points to remember

• Registered Mobile Number: This service is available only when SMS is sent from your UAN from the registered mobile number.
• Real -time updates: Balance details are updated in real time, ensuring accurate information.

How to check EPF balance without UAN number

If you do not have access to your UAN, you can still check your balance using a missed call service:

Check EPF balance through missed calls

1. Give a missed call from your registered mobile number to 99660444425.
2. After a missed call, you will receive an SMS with details about your EPF balance.

boundaries

• This method requires that you have a registered mobile number connected to your UAN.

questions to ask

How many times can we withdraw PF advance in a year?

Employees can withdraw advances up to three times from their future fund account in the financial year. However, it is subject to specific conditions such as:
● Medical emergency
● Home purchase or construction
● Higher education expenses
Make sure that you meet the eligibility criteria for each withdrawal type before proceeding.

How do you check how much money I can withdraw?

To determine how much money you can withdraw from your EPF account:

1. Log in EPFO ​​portal or app using your UAN.
2. Navigate on the withdrawal option section.
3. Alternatively, consult with your HR department for personal assistance.

Can you check the EPF balance without UAN number?

While the UAN is important to access detailed account information, you can still check your EPF balance using missed calls or SMS methods. Ensure that your mobile number is registered with your EPF account to use these services.

What should you do if your mobile number is not connected to your UAN?

If your mobile number is not connected to your UAN, then you can update it by logging into the EPFO ​​portal and following these steps:

1. UAN members visit the E-Siwa portal.
2. Login using your UAN and password.
3. Navigate on the ‘Manage’ section and choose ‘Contact Description’.
4. Update your mobile number and save changes.

What happens to a passive EPF account?

An EPF account becomes inactive if not contributed more than three years. To re -activate an account, contact your employer or EPFO ​​office and complete the required formalities.

Is there any fee to use these services?

All the methods mentioned above are free from cost, including website access, UMANG app, SMS and missed calls. However, standard SMS fees may apply according to your mobile network provider.